All vision insurance plans are put in place to help you or your family and offer support to your overall well-being. Having vision insurance may offer you added benefits that can potentially help detect early stages of illnesses and help to make your vision 20/20. Aside from long term illnesses, vision insurance gives you the opportunity to tackle the little things with your optometrist whenever you need it, such as dry eye, light sensitivity, and irritated vision. Learn more about vision insurance, the basics and why it might be in your best interest.
Understanding Vision Care Insurance
Vision insurance is a low-cost benefit that almost all people need. Many diseases that threaten your vision can be treated or cured, if detected early.
Receiving regular eye examinations from an eye or vision care professional is the single most important preventative step you can take. These exams can even reveal health problems such as diabetes and high blood pressure.
Approximately 53% of people wear glasses or contacts. This statistic alone illustrates how valuable vision health insurance is to your employees and your company. People whose jobs require them to work on a computer for the majority of the day are susceptible to Computer Vision Syndrome (CVS). CVS causes eye fatigue, blurred vision, light sensitivity, back pain and more. Vision Health Insurance is imperative to your employees’ wellbeing.
How Much Does Vision Insurance Cost?
Overall, the cost of vision insurance may depend on the plan and policy that you decide to go with. While some plans offer more benefits than others, your plan can start out as little as $5 and some offer a $13 monthly premium.
Aside from the cost it is important to weigh out all possible options that best fit your needs. Vision insurance can be purchased separately or as an add on to your current health insurance.
Why Should I Get Vision Insurance?
There are certainly benefits and disadvantages to vision insurance, but it ultimately comes down to how badly you may need it. If you are someone who needs regular eye examinations and checkups, along with a history of medical needs for the eyes then vision insurance is something you may want to consider. Purchasing vision insurance becomes unnecessary for those who only go one a year for a basic routine checkup. While purchasing a policy is not too much of an expense and may save you a lot of time, sometimes there is no need for the added cost.
- Vision Care Insurance, Investopedia.
- Is Vision Insurance Worth It? Anthem.