Does Vision Insurance Cover Eye Surgery?

When you decide to undergo laser vision corrective eye surgery, it’s an important undertaking. You may see a lot of commercials by doctors’ offices talking about how they’ve performed thousands of Lasik procedures, laser eye surgeries, and other vision correction procedures. However, when you go in for your own laser vision corrective eye surgery, you don’t really care about the thousands of other patients that have done it – your biggest concern is your own eyes. Well, there are some basic tips you should keep in mind as you zero-in on the best doctor to pick for your own eye surgery.

Does My Insurance Plan Provide Coverage for Eye Surgery?

While a lot of insurance plans don’t provide any coverage for laser vision corrective eye surgery, some do. Even if you don’t have insurance that covers vision correction, you may have a discount medical plan, and these usually provide some type of discounts on laser vision correction that you can take advantage of. Although this is not the key deciding factor for choosing the best laser eye surgeon, you definitely want to start with a list of the doctors that are covered by your insurance or discount plan. Once you have this list in hand, go to the next step.

Location and Convenience for You

It is always an important factor to look for laser eye surgery doctors that are convenient to you.

Performing eye surgery which may come with vision insurance coverage

After your laser surgery, you may need one or more follow-up visits, and you don’t want to be driving long distances each time. There are a number of services online that can help you search for laser vision surgeons, but they may just be promoting certain doctors. If your insurance company or employer have websites that help you locate doctors, those are best. You will be able to enter your location and easily find a doctor near your home or work.

How Should I Pick a Laser Eye Surgeon?

Once you’ve identified those laser eye surgeons who are covered by your insurance or discount plan and are conveniently located, it’s critical to make sure the doctors on your list are experts in their field and know how to use the latest, up-to-date technology in performing your laser eye surgery. At this point, it pays to do some homework. Get on the Internet and do some searching for new developments in laser vision correction surgery technology. Read about any local pioneers in related research and use of new techniques. You may want to consider those doctors for your own laser surgery if they are close by. Take location, and lookup their names online to see if they have their own websites. If they do, what do their websites say about them? Do they seem to use the latest technologies based on what you’re read elsewhere? If not, you may want to keep looking.

Are Background Checks Necessary?

Before you schedule your first visit with a laser surgeon, there’s one more thing you need to do. Make sure the doctors you’ve selected to visit don’t have any black marks on their records.

Surgical tools for eye surgery involving laser eye surgery and vision insurance coverage

Go to the website for your state medical licensing board and see if the doctor has any complaints against them.  Also, do a general internet search of the doctor’s name, to see if any malpractice lawsuits or other red flags pop up. If so, scratch that doctor off of your list and keep searching. Once you’ve tested your list in this way, you’re ready for an office visit.

Scheduling an Office Visit

Once you have done some research you may want to take the next step and pick the best laser eye surgery doctor on your list based on the factors you’ve looked at so far and make an appointment or schedule some potential consultations. When you see the laser eye surgeon, be prepared to ask him or her about their experience and the technology they use. Most importantly, ask them about your own personal condition. If you know you have astigmatism, ask the doctor to go over the details of how laser eye surgery can correct astigmatism. If you’re myopic, ask how the surgery will differ for you, compared to other patients who aren’t myopic. Based on your responses from the patients and the surgeon, you should have a pretty good feel about whether this surgeon is a good choice or not. If not, schedule a visit with someone else. Once you find a laser eye surgeon, you’re happy with, stop searching and start planning with your doctor for your own procedure.

With the thousands of doctors who offer laser vision corrective eye surgery, it can seem like an impossible task to pick the best for your own laser eye surgery. But just stick to these simple tips, create your list of doctors, and begin to narrow it down based on the criteria mentioned above. This will allow you to identify a laser vision surgeon you’re really happy with, and you’ll have a lot more peace of mind knowing that you’re in excellent hands when you have your personal laser eye surgery procedure.